Privacy notice
This notice describes the website with Google AdSense enabled, updated 29 October 2026.
Reviewed 29 October 2026
Who operates this website
This website is operated by Avnish Singh, an individual based in India. For privacy requests, contact [email protected].
Calculator inputs
Salary, age, dates, pension forecasts and savings inputs are processed within the page in your browser. Our calculator code does not upload them, add them to URLs or save them in cookies or browser storage. Reset clears the displayed scenario. Printing is handled by your browser and device.
Requests and server logs
Loading pages sends normal request information, such as an IP address, requested URL and browser information, to the serving host. Cloudflare hosts and delivers this website through its global network, processing request information to provide and secure the service. Where applicable, our basis for essential delivery and security processing is legitimate interests. Processing may occur outside your country. Cloudflare describes its processing, retention criteria and international-transfer safeguards in its privacy policy. We do not configure a separate visitor-log archive or receive your calculator values.
Google advertising and consent
We use Google AdSense to fund this website. Google and its advertising partners may process IP addresses, browser/device information, identifiers and page visits to deliver, measure and personalize advertising and prevent fraud. They may use cookies or similar storage based on visits to this and other websites. Where required, consent is requested through Google’s certified consent management platform before consent-dependent advertising processing. Consent may be refused or withdrawn through Privacy and cookie settings. Other processing and legal bases are explained in the message’s vendor details. Google Analytics is not installed. Our calculator code does not send your entered financial values to Google.
Privacy choices and rights
Depending on applicable law, rights may include access, correction, deletion, restriction, objection, portability and withdrawal of consent. Send privacy requests to [email protected]. You may also complain to your relevant data protection authority. We do not receive browser-only calculator values and cannot retrieve them from a server record. See the privacy choices page for the current service status.
Children and automated decisions
The tools are intended for general adult retirement planning. Do not submit children’s identifying information. The site does not make legally binding benefit decisions or access government records. Children’s privacy requirements must be reassessed if the audience or services change.
Changes
Review this notice whenever hosting, forms, analytics, advertising or storage changes. Future changes must be reflected in the notice before the corresponding processing begins.
Providers, retention and international processing
Google and advertising partners may process information outside your country. Cookie lifetimes and retention depend on the purpose and provider; we do not set a single retention period for their records. See how Google uses information from partner sites, Google’s cookie information, Google’s privacy policy and the provider details in the consent message for purposes, retention and transfer safeguards.