:root{--ink:#182344;--muted:#58657f;--paper:#f6f8ff;--line:#e0e6f3;--gold:#635bff;--accent:#4c46d9}
[hidden]{display:none!important}html{scroll-padding-top:110px}main:focus{outline:none}a,button,input{touch-action:manipulation}.input-error{color:#a32236;font-size:14px;line-height:1.6}.input-error:empty{display:none}.scenario-inputs{font-size:13px;line-height:1.8;margin-top:22px}.scenario-inputs summary{cursor:pointer;font-weight:600}.table-scroll:focus-visible{outline:3px solid #7367e3;outline-offset:3px}caption{text-align:left;padding:12px;font-weight:600;background:#f8faff}#output[data-stale="true"]{border-left:3px solid #a36d14;padding-left:12px}.breadcrumb{display:flex;flex-wrap:wrap;gap:9px}.market-strip nav{flex-wrap:wrap;gap:12px;font-size:12px}.result strong{overflow-wrap:anywhere}footer nav a{min-height:30px;display:inline-flex;align-items:center}.guide a{text-decoration:underline;text-underline-offset:3px}.tool-main .calculator{min-width:0}.table-scroll{max-width:100%}.skip-link:focus{position:fixed;z-index:100;left:12px;top:12px}
form input{border-color:#8290ab}form input:focus{outline:2px solid #6356ce;outline-offset:1px}footer a:hover{color:#d0c7ff}form label{font-size:13px}p.fine{font-size:12px}.tool-card h3{letter-spacing:normal}.scenario-inputs li{overflow-wrap:anywhere}.tool-card .tool-meta span{margin:0;font-size:9px;display:inline}
body{background:radial-gradient(ellipse at 85% 8%,#dfebff 0,transparent 32%),radial-gradient(ellipse at 3% 15%,#eee8ff 0,transparent 28%),var(--paper);-webkit-font-smoothing:antialiased}
h1,h2{font-family:'DM Sans',Arial,sans-serif;font-weight:700;letter-spacing:-2px}h1{font-size:clamp(44px,5.4vw,72px);line-height:1.09}h1 em{font-style:normal;font-weight:700;background:linear-gradient(110deg,#4b42ca,#3569d8 55%,#087e86);background-clip:text;-webkit-background-clip:text;color:transparent}
.preview{background:#edf0fd;color:#4c5577;font-weight:600;border-bottom:1px solid #e0e5f5}.preview span{color:#596580}header{position:sticky;top:0;z-index:20;max-width:1320px;background:#f8faffed;backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px);border-bottom:1px solid #dde4f2;padding:20px 36px;gap:24px}nav a:hover{color:var(--accent)}.brand{letter-spacing:-.6px}.brand-icon{border-radius:12px;background:linear-gradient(140deg,#6557ec,#355bc9);font-family:inherit;box-shadow:0 5px 14px #514bd52b;width:42px;height:44px}.brand-sub{color:var(--muted)}.header-cta{border:1px solid #d1d8ee;border-radius:100px;background:white;font-weight:600;padding:12px 19px}
.hero{gap:65px;padding-top:70px;padding-bottom:70px}.eyebrow{color:#5952b4;letter-spacing:1.5px;font-size:10px}.hero-copy>.eyebrow{display:inline-flex;align-items:center;padding:9px 12px;background:#ecebff;border:1px solid #dedcf9;border-radius:30px}.dot{background:#6861d9}.hero-copy>p{font-size:17px;line-height:1.85}.button,form button{background:linear-gradient(120deg,#5850df,#414dc4);border-radius:11px;font-weight:600;padding:16px 21px;min-height:48px;box-shadow:0 6px 17px #4a47cc20;transition:transform .18s,box-shadow .18s}.button:hover,form button:hover{transform:translateY(-2px);box-shadow:0 10px 22px #4a47cc30}.text-link{color:#4543b0}.hero-notes{font-size:11px}.hero-notes span{color:#4e6178}
.calculator{position:relative;background:#fff;border:1px solid #dce3f4;border-radius:23px;padding:29px;box-shadow:0 24px 65px #364b8720,0 3px 8px #364b8706;overflow:hidden}.calculator:before{content:'';position:absolute;height:4px;top:0;left:0;right:0;background:linear-gradient(90deg,#7762e8,#5072df,#38a6a5)}.calculator h2{font-family:inherit;font-weight:650;letter-spacing:-.8px;font-size:27px;margin-top:24px}.card-top{font-weight:600;color:#626b83}.pill{background:#eef0ff;color:#4e48b0;padding:7px 10px}.muted{font-size:13px}label{font-size:12px;margin-top:17px}input{border-radius:10px;background:#f8faff;border:1px solid #d8e0ef;min-height:47px;padding:13px 12px;transition:border-color .18s,box-shadow .18s}input:hover{border-color:#acb5d6}input:focus{border-color:#7169de;box-shadow:0 0 0 4px #7169de12;outline:none}.money-input>span{top:14px}.result{border-radius:15px;background:linear-gradient(125deg,#eeedff,#eef8fc);border:1px solid #e2e3f5;padding:22px 14px}.result>span{font-size:12px;color:#56637f}.result strong{font-size:45px;font-weight:700;letter-spacing:-1.6px;color:#373b8b;font-variant-numeric:tabular-nums}.result small{font-size:11px}.fine{font-size:11px;line-height:1.7}
.market-strip{border:1px solid var(--line);background:#ffffffaa;border-radius:18px;padding:22px 27px;gap:20px}.market-strip>span{font-weight:600}.market-strip div{font-size:13px;font-weight:500}.market-strip i{color:#a6aed0;margin:0 14px}.section{padding-top:70px;padding-bottom:70px}.section h2{font-size:clamp(32px,3.7vw,44px);line-height:1.16;letter-spacing:-1.6px}.section-heading>p{font-size:14px;line-height:1.85}.filters{gap:7px;margin:30px 0 25px}.filters button{border-radius:100px;background:#ffffffa8;padding:12px 18px;font-weight:500;min-height:44px;transition:background .2s,color .2s}.filters button:hover{background:#eeedff;color:#413ca5}.filters button.active{background:#282d55;border-color:#282d55}.tool-grid{gap:19px}.tool-card{display:block;border-radius:18px;padding:25px;background:#ffffffdc;box-shadow:0 4px 14px #253d6504;transition:transform .2s,box-shadow .2s,border-color .2s;min-height:225px}.tool-card:hover{transform:translateY(-5px);border-color:#b2b0e8;box-shadow:0 16px 36px #4e518416}.tool-meta{font-size:9px;font-weight:600;letter-spacing:.8px;color:#666b89}.tool-meta span:last-child{color:#5952b4}.tool-icon{display:grid;place-items:center;background:#efedff;color:#6152c1;border:1px solid #e6e2fc;width:43px;height:43px;border-radius:12px;font-size:23px;margin:20px 0 16px}.tool-card:nth-child(3n+2) .tool-icon{background:#e8f6f6;border-color:#d7eded;color:#087e86}.tool-card:nth-child(3n) .tool-icon{background:#fff0e8;border-color:#f8e2d5;color:#ad6338}.tool-card h3{font-size:17px;font-weight:600;letter-spacing:-.35px;line-height:1.4}.tool-card p{font-size:13px;line-height:1.75}.catalog-note{font-size:12px}
.approach{max-width:1188px;border-radius:27px;padding:48px;margin:12px auto;background:linear-gradient(120deg,#e9edff,#eef7fc);border:1px solid #dce3f7;gap:65px}.approach>div>p{font-size:14px}.principles article{border-color:#d7def2;padding:22px 0}.principles article>span{font-family:inherit;font-size:15px;font-weight:600;color:#695dc0;background:#ffffffa0;border-radius:10px;height:36px;min-width:36px;display:grid;place-items:center}.principles h3{font-weight:600;letter-spacing:-.3px}.principles p{font-size:13px}.guide{gap:65px}.guide p,.method p{font-size:14px;line-height:1.9}.method h2{font-family:inherit;font-weight:600;letter-spacing:-.5px}.method h3{font-size:16px;font-weight:600;line-height:1.5}.method a{color:#4543b0;text-underline-offset:3px}footer{background:#1b2440;color:#e9edff;border-top:1px solid #2c3655;padding-top:42px;padding-bottom:42px}footer nav{flex-wrap:wrap;gap:18px;font-size:12px;margin-top:18px}footer p{color:#bfc9e0}footer small{color:#aebbd6}.footer-label{color:inherit}a:focus-visible,button:focus-visible{outline:3px solid #7367e3;outline-offset:4px}
.tool-main h1{font-size:clamp(36px,4.3vw,54px);letter-spacing:-1.8px;line-height:1.14}.tool-main .intro{font-size:17px;line-height:1.85}.tool-layout{grid-template-columns:minmax(0,1.55fr) minmax(0,1fr);align-items:start;gap:32px}.tool-layout aside{background:#eeeffb;border:1px solid #e0e2f3;border-radius:20px;padding:27px;position:sticky;top:105px}.tool-layout h2{font-family:inherit;font-size:25px;font-weight:600;letter-spacing:-.7px}.tool-main .method h2{font-family:inherit;font-size:25px;font-weight:600;letter-spacing:-.6px}.tool-main .tool-card h2{font-size:24px;letter-spacing:-.7px}.secondary{background:#f1f2fa;color:#49477c;box-shadow:none}.secondary:hover{background:#e9e9f8;box-shadow:none}.print-button{background:white;border-radius:10px;min-height:44px;color:#4543a1;font-weight:500}.table-scroll{border:1px solid var(--line);border-radius:12px}table{font-variant-numeric:tabular-nums}th{background:#eff1fc;color:#404a70}td{background:white}tr:last-child td{border-bottom:0}.breadcrumb a{color:#5149ae}.tool-main .method{max-width:920px}.tool-main .method .method{border-top:1px solid var(--line);margin-top:30px}
@media(max-width:1000px){.hero{gap:30px}.approach{margin:15px 24px;padding:35px;gap:35px}.market-strip{margin:0 24px}.market-strip i{margin:0 7px}.hero-copy>.eyebrow{font-size:8px}.card-top{gap:7px}.pill{font-size:8px}.hero-notes{gap:12px}}
@media(max-width:700px){header{padding:16px 21px;gap:16px}.brand{font-size:20px}nav{gap:12px;font-size:11px}.hero{grid-template-columns:1fr;padding:38px 22px 35px;gap:32px}.hero h1{font-size:clamp(41px,9.2vw,60px);letter-spacing:-2px}.hero-copy>p{font-size:16px}.hero-actions{margin:25px 0;gap:20px}.hero-notes{margin-top:25px}.section{padding:44px 22px}.section h2{font-size:34px}.market-strip{margin:0 22px;padding:20px}.market-strip div{font-size:12px;line-height:1.9}.market-strip i{margin:0 5px}.approach{margin:10px 22px;padding:26px;grid-template-columns:1fr;gap:20px}.tool-layout{grid-template-columns:1fr}.tool-layout aside{position:static;padding:23px}.calculator{padding:24px;border-radius:20px}.tool-main .calculator h2{font-size:24px}.tool-card{min-height:205px}.tool-main .result strong{font-size:35px}.tool-main .intro{font-size:16px}.filters{gap:8px}.filters button{font-size:11px;padding:10px 14px}footer nav{flex-direction:row;gap:16px}.guide{gap:20px}.preview{font-size:9px;letter-spacing:.7px}}
/* Primary text and inputs are visible immediately; motion is limited to interaction states. */
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}}
@media print{body{background:white}header,.preview,.print-button,footer{display:none}.calculator{box-shadow:none;border:1px solid #bbb}.calculator:before{display:none}.tool-layout aside{position:static;background:white}.result{background:#f3f3f3}.tool-layout{display:block}h1 em{color:var(--ink);background:none}}